Every project is a stack of paper promising coverage. indemnis reads the paper.
Upload the subcontract and your sub's certificate. indemnis reads both and shows you, line by line, what's met, what's short and what's about to lapse. An umbrella that needs $10M and shows $5M comes back marked short $5M. It takes minutes, and it's free.
Every project is a stack of paper promising coverage. indemnis reads the paper.
Your PDFs are read in your browser. Only their text is sent on, under an agreement that it won't be used for training, and nothing is kept. indemnis reads PDFs that carry text; for a scan, paste the text instead.
Subcontract, lease, or MSA — PDF or .txt
The sub's ACORD 25 COI — PDF or .txt
Want every sub on your list checked and tracked like this? Start the Free Pilot →
indemnis reports whether the certificate matches the contract's stated requirements. It does not verify that coverage is in force with the carrier, and its output is not legal or insurance advice.
Upload the pair and you get a verdict on every requirement and a letter ready to send to your sub.
Turns the contract's insurance clause into a list of requirements: coverage types, limits, endorsements and ratings.
Pulls the actual coverage off the ACORD 25, with carriers, limits, and effective and expiration dates.
Required against actual, line by line. Every item lands as met, shortfall, gap or missing.
Drafts the "please cure" letter to your sub, with each deficiency and its exact figures.
The same two documents give the same answer every time. The contract's requirements and the certificate's coverage are read into one shared vocabulary, so each line is a straight comparison with no fuzzy matching.
Run a book of certificates through indemnis and the results roll up into one grid, with every non-compliant party and every one about to lapse in one view instead of a folder of PDFs.
| Party | Gen. Liability | Umbrella | Auto | Prof / E&O | Workers' Comp | Expiry |
|---|---|---|---|---|---|---|
| Ace Contracting LLC | Met | Short | Met | Missing | Met | Jan 2027 |
| Ridgeline HVAC | Met | Met | Met | N/A | Met | 18 days |
| Harbor Point Cafe | Met | N/A | Missing | N/A | Met | Sep 2026 |
| Meridian Build Co. | Met | Met | Met | Met | Met | Expired |
Some things an ACORD 25 doesn't express: primary & non-contributory wording, the A.M. Best rating, notice-of-cancellation terms, a blank endorsement column. indemnis marks each one unverifiable and tells you what to request.
Compliance decisions get challenged. Every verdict indemnis produces traces to a specific line of the contract and a specific field of the certificate, so the reasoning survives the follow-up email.
indemnis reads every effective and expiration date off the certificate and flags what's expired or expiring within 30 days, so you can ask for the renewal while there's still time.
Run one free check above, or put your whole sub list on the free pilot: four weeks, up to 50 checks, no card.